<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Glenn Miller Insurance Advisor</title>
	<atom:link href="http://glennmillerinsuranceadvisor.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://glennmillerinsuranceadvisor.com</link>
	<description>Let me make it simple for you</description>
	<lastBuildDate>Sat, 04 Sep 2010 23:22:19 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	
<xhtml:meta xmlns:xhtml="http://www.w3.org/1999/xhtml" name="robots" content="noindex" />
		<item>
		<title>Tips on Home Health Care</title>
		<link>http://glennmillerinsuranceadvisor.com/2198/tips-on-home-health-care/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2198/tips-on-home-health-care/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 23:22:19 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[home health care]]></category>
		<category><![CDATA[Care]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2198/tips-on-home-health-care/</guid>
		<description><![CDATA[Tips on Home Health Care When a member of the family is beset by a critical illness, most of the people resort to home health care. When a loved one was hospitalized and had undergone intensive treatment, the patient may well choose to get better at home health care. Staying in the hospital for an [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Tips on Home Health Care</strong></p>
<p>When a member of the family is beset by a critical illness, most of the people resort to home health care. When a loved one was hospitalized and had undergone intensive treatment, the patient may well choose to get better at <strong>home health care</strong>. Staying in the hospital for an extensive period of time has various benefits. The patient can be cautiously monitored by doctors and nurses, and in the event that an emergency will take place, these doctors and nurses most of the times are at bay. But ultimately, a prolonged stay in the hospital can be depressing not only for the patient but for the concerning people too.</p>
<p>After all, the hospital is a gloomy place to be measured a home; everywhere, patients are lying ill, several of them in grave circumstances with death just lingering by. The hospital is also an ominous place to recurrent as bacteria and viruses are lurking in every corner. So when a lingering illness befalls a family member, home health care is forever a better alternative. When the patient has eventually recovered from an illness, he or she may decide to stay at home to recuperate and be necessitated with <strong>home health care</strong>. Home health care programs are provided by numerous companies now as it is becoming an indispensable and lucrative sector of the health care industry.</p>
<p>The number one reason for needing <strong>home health care</strong> is when care of an elderly individual becomes over for family members to bear alone. This is particularly true with those patients that require special <strong>homely care</strong> due to illness. Alzheimer&#8217;s disease is a tragic slow deterioration of the mental faculties. With this disorder people often lose the ability to care for themselves. It rapidly overwhelms the family members and they turn to help them out. Home health care for the elderly is one of the answers to this crisis. A <strong>home health care nurse</strong> can help with daily monitoring of such mental patients. Frequently an Alzheimer&#8217;s patient will tend to roam and get lost. <strong>Home health care nurses</strong> are able to be an extra pair of eyes in this event.</p>
<p>Most of the times elderly patients do not want to live in nursing homes or retirement communities. This is another reason for home health care for the elderly people. It gives the patients a sense of self to know they can stay in their home instead of a nursing home. It is common for these people to have living wills and instructions for their last times. Home health care nurses are frequently saddled with the responsibility of making these difficult decisions when the time comes and from that moment on they stay in the home full time until the death takes place. Aside from physical care, <strong>home health care </strong>can give emotional support for the entire family. This is a trying time for all involved and it is not unusual for it to be the first experience with death for many people. Add the fact that it is a parent and the family is frequently grieving before the actual death. <strong>Home health care</strong> nurses have been trained in grief counseling and emotional support.</p>
<div>
<p>Read more about <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.getallabout.com/category/beauty/fashion/"><strong>Fashion Accessories</strong></a><strong> and </strong><a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.getallabout.com/category/beauty/beauty-tips-beauty/"><strong>Beasuty Tips</strong></a><strong> and also </strong><a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.getallabout.com/category/relationships/"><strong>Relationship</strong></a><strong></strong></p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2198/tips-on-home-health-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Jobs for Healthcare Professionals</title>
		<link>http://glennmillerinsuranceadvisor.com/2197/medical-jobs-for-healthcare-professionals/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2197/medical-jobs-for-healthcare-professionals/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 18:59:16 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[Healthcare Systems]]></category>
		<category><![CDATA[Healthcare]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Professionals]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2197/medical-jobs-for-healthcare-professionals/</guid>
		<description><![CDATA[Medical Jobs for Healthcare Professionals Medical jobs for healthcare professionals are available in premier healthcare facilities in the United States. These jobs usually carry excellent remuneration and benefits. Suitably qualified professionals in physical therapy, occupational therapy, speech language pathology and associated fields can apply for these jobs. Medical Job Openings in a Variety of Settings [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Medical Jobs for Healthcare Professionals</strong></p>
<p><a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.therakare.com/medical-jobs.html"><strong>Medical jobs</strong></a> for healthcare professionals are available in premier healthcare facilities in the United States. These jobs usually carry excellent remuneration and benefits. Suitably qualified professionals in physical therapy, occupational therapy, speech language pathology and associated fields can apply for these jobs. </p>
<p><strong>Medical Job Openings in a Variety of Settings</strong></p>
<p>Highly acclaimed medical jobs are offered in healthcare environments such as hospitals, school systems, long term care facilities, home health systems and residentially based therapy programs. With an increasing number of individuals opting for healthcare programs, the demand for healthcare professionals is also on the rise. Usually, medical jobs give the professionals a chance to work in advanced medical environments, gain exposure and enhance their career growth. </p>
<p><strong>Primary Driving Factors </strong></p>
<p>A lot of people take up careers in this field because of the excellent remuneration prospects. Some others are service-minded and driven by this noble call, they choose medical jobs. Those choosing <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.therakare.com/healthcare-jobs.html"><strong>healthcare jobs</strong></a> have to be dedicated to their profession since they will have to deal with invalids, physically and mentally challenged, the elderly – all of whom require real help and support. For purely sociable people, working in this field will be enjoyable, since they are assured the chance to interact with a lot of people during their routine work.  </p>
<p><strong>Responsibilities of Healthcare Professionals in the Medical Field</strong></p>
<p>Healthcare professionals aid patients to regain their health and well-being, thereby enabling them to participate in daily activities, and improve physical capabilities. He/she should set goals, formulate treatment plans as well as evaluate the outcome of their therapies. As a healthcare professional, one would have to deal with individuals, families and communities.</p>
<p><strong>How to Find Medical Jobs</strong></p>
<p>Nowadays, the facility for online job search helps you avoid time-consuming activities such as hunting for job listings in newspapers. Recruiting agencies maintain job databases and candidates can register their name online. Once registered, you will be informed of vacancies as and when they arise. Before applying, it is best to have a clear idea regarding what kind of employer you want to work with. Depending on your job description and preferences, recruiters can provide you with the right job positions.</p>
<div>
<p><b><a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.therakare.com/">TheraKare</a></b> is one of the pioneer healthcare staffing companies in the USA, offering <b><a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.therakare.com/medical-jobs.html">medical jobs</a></b> for healthcare professionals &#8211; primarily physical therapists, occupational therapists, <b><a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.therakare.com/speech-language-pathology-jobs.html">speech language pathologists</a></b>.</p>
</div>
<p>Related <a href="http://glennmillerinsuranceadvisor.com/category/healthcare-systems/">Healthcare Systems Articles</a></p>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2197/medical-jobs-for-healthcare-professionals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Elderly Care &#8211; Medical Vs Non-Medical Home Health Care &#8211; Discover What You Need</title>
		<link>http://glennmillerinsuranceadvisor.com/2196/elderly-care-medical-vs-non-medical-home-health-care-discover-what-you-need/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2196/elderly-care-medical-vs-non-medical-home-health-care-discover-what-you-need/#comments</comments>
		<pubDate>Sun, 29 Aug 2010 14:49:34 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[home health care]]></category>
		<category><![CDATA[Care]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[Elderly]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Need]]></category>
		<category><![CDATA[NonMedical]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2196/elderly-care-medical-vs-non-medical-home-health-care-discover-what-you-need/</guid>
		<description><![CDATA[Elderly Care &#8211; Medical Vs Non-Medical Home Health Care &#8211; Discover What You Need Medical Home Health Care vs. Non-medical Home Health Care&#8230;if you are reading this, you are likely among the thousands of caregivers needing help caring for a loved one at home. What is the difference? One significant difference is who pays the [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Elderly Care &#8211; Medical Vs Non-Medical Home Health Care &#8211; Discover What You Need</strong></p>
<p>Medical Home Health Care vs. Non-medical Home Health Care&#8230;if you are reading this, you are likely among the thousands of caregivers needing help caring for a loved one at home.</p>
<p>What is the difference?</p>
<p>One significant difference is who pays the bill&#8230; you or insurance?</p>
<p>With a doctors order and insurance that is accepted by the agency and covers home care, these services are generally covered.</p>
<p>Medical home care provides skilled medical services such as:</p>
<p>Registered Nurse<br />
Physical Therapy<br />
Occupational Therapy<br />
Speech Therapy<br />
Home Health Aid<br />
Medical Social Worker</p>
<p>These medical personnel can only come to your home by an order from the doctor. This can be initiated by a trip to the doctor, a call to the doctor and sometimes a call to a home care agency explaining your difficulty. They can then contact the doctor.</p>
<p>Several questions need to be answered at this point to help you decide what you need.</p>
<p>Is the patient recently home from the hospital?<br />
Is the patient falling at home?<br />
Are you confused about what medications to give the patient?<br />
Is there a significant change in functional ability or decline in activity level recently?<br />
Is the patient frequently going to the ER?</p>
<p>Yes to 2 or more of the above questions may indicate a potential need for medical home health care. Discussing your felt need with your doctor will help you understand the issues and the answers.</p>
<p>You may want to learn how your care is likely affected by how your <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.home-health-care-physical-therapy.com/physical-therapy-salary.html" target="_new">physical therapist</a> or nurse is paid.</p>
<p><strong>Non-medical home care</strong></p>
<p>If you and your doctor have ruled out the need for medical home care but you still feel you need some help, consider non-medical home care.</p>
<p>Non-medical care means just that. Non medical. These services are often referred to as companion services. Your best bet is to Google &#8220;home health assistance&#8221; or the like.</p>
<p>You can always call a business and ask if they provide non-medical home care assistance. Beware though, most medical home care company&#8217;s WILL provide solely a home health aid but at a ridiculous price.</p>
<p>You may find better rates by hiring a company who provides only non-medical home care assistance. This is what they do best and they generally do it well.</p>
<p>Do your homework and use your phone. Ask the agency how long their workers have been there. Don&#8217;t be afraid to pay a little more if you feel you are following your gut. You are depending on these people to give you or your loved one the proper care and respect that they need and deserve.</p>
<p>Marcia Oliver MSPT, CPT is passionate, committed and dedicated to helping you get back into a healthier life. Whether you need help with a transition from rehab to home, how to develop healthier lifestyle habits, helping you lose weight or rehabilitating your total joint replacement, Marcia can help with over 26 years of experience so you win. Her 16 years of home health care physical therapy experience and 10 years of personal training have provided answers to many tough situations.</p>
<p>You&#8217;ve Got Goals? We&#8217;ve Got Answers! Visit our ever growing site!</p>
<p><a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.home-health-care-physical-therapy.com/" target="_self">http://www.home-health-care-physical-therapy.com/</a></p>
<div>
<p>Benefit from Marcia&#8217;s knowledge, passion and humorous insight with thousands of other people at http://www.home-health-care-physical- therapy.com where she is dedicated to helping you meet your physical therapy and functional goals, one answer at a time.</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2196/elderly-care-medical-vs-non-medical-home-health-care-discover-what-you-need/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Marketsmonitor Releases Report on Indian Healthcare &#8211; New Avenues for Growth</title>
		<link>http://glennmillerinsuranceadvisor.com/2195/marketsmonitor-releases-report-on-indian-healthcare-new-avenues-for-growth/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2195/marketsmonitor-releases-report-on-indian-healthcare-new-avenues-for-growth/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 10:32:42 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[Healthcare Systems]]></category>
		<category><![CDATA[Avenues]]></category>
		<category><![CDATA[Growth]]></category>
		<category><![CDATA[Healthcare]]></category>
		<category><![CDATA[Indian]]></category>
		<category><![CDATA[Marketsmonitor]]></category>
		<category><![CDATA[Releases]]></category>
		<category><![CDATA[Report]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2195/marketsmonitor-releases-report-on-indian-healthcare-new-avenues-for-growth/</guid>
		<description><![CDATA[Marketsmonitor Releases Report on Indian Healthcare &#8211; New Avenues for Growth India, with a healthcare market standing nearly at US$ 38 Billion in 2007, represents one of the most emerging healthcare products and services market in the world. Out report &#8220;Indian Healthcare &#8211; New Avenues for Growth” expects the potential of this market to increase [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Marketsmonitor Releases Report on Indian Healthcare &#8211; New Avenues for Growth</strong></p>
<p> India, with a healthcare market standing nearly at US$ 38 Billion in 2007, represents one of the most emerging healthcare products and services market in the world. Out report &#8220;Indian Healthcare &#8211; New Avenues for Growth” expects the potential of this market to increase several fold in next five years. </p>
<p>India represents the world’s second largest populated country. With a rapidly expanding economy and increasing urbanization, the prevalence of a number of chronic diseases, such as cardiovascular, diabetes, arthritis and cancer, has increased rapidly in India. So the country is becoming a source of opportunities for players operating in these segments. </p>
<p>&#8220;Indian Healthcare &#8211; New Avenues for Growth” report contains unique market-based research and provides a detailed and objective analysis on the Indian healthcare market. It offers a thorough statistical and analytical overview of the Indian healthcare market coupled with past, present and future forecast till 2012 on the entire structure, composition and working of the Indian healthcare sector. It studies a number of lucrative sectors such as hospital services, pharmaceuticals, medical devices, outsourcing services, infrastructure, and path labs together with a number of other sectors. </p>
<p>The report concludes that although India’s healthcare represents one of the biggest opportunity areas, it faces a number of challenges, like affordability and accessibility of healthcare, lack of government support and lack of awareness regarding quality healthcare services. However, the country is working towards overcoming these challenges and matching the standards of developed countries. </p>
<p>Key Findings of the Report </p>
<p>- Total healthcare spending in India is expected to grow at a CAGR of 17% between 2007 and 2012. <br />- In India, 80% of healthcare payments are still paid out-of-pocket. <br />- Around 76 Million Indians are expected to be above 65 years of age by 2012, thereby increasing the prevalence of several chronic diseases. <br />- India, with one of largest population with diabetes and cardiovascular diseases, has created a huge opportunity for healthcare products and services for these indications. <br />- The large-scale prevalence of both infectious and lifestyle-related diseases has created a big opportunity for the IVD market in India. <br />- Strong human resources and cost advantage has enabled India to emerge as a strong outsourcing destination. </p>
<p>Key Issues &amp; Facts Analyzed in the Report </p>
<p>- Evaluation of past, current and future market trends. <br />- Segment-wise analysis of the market. <br />- Discussion about the major drivers of the healthcare market. <br />- Analysis of the opportunities created by the market. <br />- Overview on the major challenges for the market. <br />- Study of the competitive landscape of the market. </p>
<p>For More detail Please Visit :- <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.marketsmonitor.com/Report/IM151.htm" target="_blank">http://www.marketsmonitor.com/Report/IM151.htm</a></p>
<div>
</div>
<p>More <a href="http://glennmillerinsuranceadvisor.com/category/healthcare-systems/">Healthcare Systems Articles</a></p>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2195/marketsmonitor-releases-report-on-indian-healthcare-new-avenues-for-growth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Tips on Planning for Long Term Care</title>
		<link>http://glennmillerinsuranceadvisor.com/2194/10-tips-on-planning-for-long-term-care/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2194/10-tips-on-planning-for-long-term-care/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 06:05:54 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Care]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Term]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2194/10-tips-on-planning-for-long-term-care/</guid>
		<description><![CDATA[10 Tips on Planning for Long Term Care Long term care is required by the young and old due to a terminal illness, injury or old age. &#13; The period long term care is required can vary from a few days or weeks to many years. According to studies conducted by insurance professionals: around 3% [...]]]></description>
			<content:encoded><![CDATA[<p><strong>10 Tips on Planning for Long Term Care</strong></p>
<p>Long term care is required by the young and old due to a terminal illness, injury or old age.</p>
<p>&#13;</p>
<p>The period long term care is required can vary from a few days or weeks to many years. According to studies conducted by insurance professionals: around 3% of long term care patients are under 18 years of age; around 40% are between 18 and 64 years of age; and 57% are above 65. And government programs can only pay for around 16% of long term care needs. The rest has to be borne by the people themselves.</p>
<p>&#13;</p>
<p>Costs of health care are steep and just nursing could cost over USD 40000 a year. Home care too costs over USD 200 a day. Since costs are rising everyday it is best for individuals and families to plan for contingencies like long term care needs by taking insurance policies early.</p>
<p>&#13;</p>
<p><strong>It is important to create a long term care plan:</strong></p>
<p>&#13;</p>
<p>1. It is important to prepare for the future from a young age. Invest wisely in insurance plan that will take care of long term needs. Create a folder with instructions detailing care preferences, medical treatments, and the documents that will provide for extended treatments.</p>
<p>&#13;</p>
<p>2. Choose a care advocate who will ensure that your wishes regarding long term care are carried out. The advocate will take the responsibility of arranging the funding and the care giving services.</p>
<p>&#13;</p>
<p>3. Invest in a reliable long term care insurance sold by leading insurance companies that will take care of medical as well as non medical needs.</p>
<p>&#13;</p>
<p>4. Make a thorough research on long term care insurance policies and choose a company that is established and reliable.</p>
<p>&#13;</p>
<p>5. Plan the premium payments. Ask how much the premiums will cost with increasing age. And make provisions so that you will be in position to pay the premiums when it will really matter and not have to abandon the long term care insurance policy.</p>
<p>&#13;</p>
<p>6. Ensure that the policy you are selecting covers cost of day-in, day out care and home help, medicines, and doctor&#8217;s visits. Take the help of a knowledgeable insurance advisor in case there are any problems.</p>
<p>&#13;</p>
<p>7. Ask for a policy that includes inflation protection. This is critical in the case of long term care insurance. The options vary from company to company; some offer the right to buy additional coverage in the future while others offer inflation protection within the premiums paid.</p>
<p>&#13;</p>
<p>8. When filling in forms fill in the answers honestly. Check and recheck the form. Also make sure you understand the fine print in the policy and all the terminology.</p>
<p>&#13;</p>
<p>9. Ask for outlines of coverage from several companies and compare the coverage before investing in a long term care insurance policy. If you have any doubts get a clarification from the agent or insurance company.</p>
<p>&#13;</p>
<p>10. Maintain accurate medical records in an accessible file. And keep an update of changes in insurance laws and coverage as time passes by.</p>
<p>&#13;</p>
<p>Learn how to protect your long term interests.</p>
<div>
<p>Matthew Pawlina is a writer for <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.1866longtermcareinsurance.com">Long Term Care Insurance</a> , the premier website to find, long term care insurance, long term insurance, long term health insurance, long term disability insurance, long term care insurance quote, and many more.</p>
</div>
<p>Find More <a href="http://glennmillerinsuranceadvisor.com/category/long-term-care/">Long Term Care Articles</a></p>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2194/10-tips-on-planning-for-long-term-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Differences Between Senior Home Health Care And Nursing Home Care</title>
		<link>http://glennmillerinsuranceadvisor.com/2193/differences-between-senior-home-health-care-and-nursing-home-care/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2193/differences-between-senior-home-health-care-and-nursing-home-care/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 01:34:31 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[home health care]]></category>
		<category><![CDATA[Between]]></category>
		<category><![CDATA[Care]]></category>
		<category><![CDATA[Differences]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Nursing]]></category>
		<category><![CDATA[Senior]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2193/differences-between-senior-home-health-care-and-nursing-home-care/</guid>
		<description><![CDATA[Differences Between Senior Home Health Care And Nursing Home Care Home health care can often be better for seniors that need one on one assistance and care. Skilled and certified nurses operate within most of these businesses to verify high levels of professional service. You and your parents are the absolute decision maker on who [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Differences Between Senior Home Health Care And Nursing Home Care</strong></p>
<p>Home health care can often be better for seniors that need one on one assistance and care. Skilled and certified nurses operate within most of these businesses to verify high levels of professional service. You and your parents are the absolute decision maker on who you want to use for therapy and nursing services through home health care. While you need to utilize a Medicare certified agency to have Medicare pay for services, you and your parents have the right to use any home health agency that you desire. Home health care services are offered all around the country, which means that there is one close to your loved ones. Elderly home care consists of many services, however, Freedom Home Health offers:</p>
<p>•    Home Health Aides<br />•    Physical Therapy<br />•    Occupational Therapy<br />•    Speech Therapy<br />•    Nursing</p>
<p>Nursing homes are more about companionship for the elderly. If you are looking to make sure your parents always have a close eye kept on them as well as their health, an assisted living facility is necessary. These services are available in most nursing home facilities:</p>
<p>•    Wellness Program<br />•    Activities and Entertainment<br />•    Assisted living<br />•    Meals   </p>
<p>Take the time to analyze which option will best suit your parents necessities. A <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.freedomhomehealth.com/free-assessment" title="Free Home Health Assessment">free home health assessment</a> can be taken at Freedom Home Health to help you understand the needs of your loved ones.</p>
<p>Do not hesitate to ask questions when searching for local home health care or nursing home services. This is a decision that requires a lot of research to ensure you are making the proper decision for your family member.</p>
<div>
<p>Freedom Home Health is commitment to providing the highest levels of care, which means that our team includes only therapists and registered nurses. We feel strongly that full-fledged therapists and registered nurses, who are qualified and licensed to assess the changing needs of clients, best serve continuity and quality of care. Our clients&#8217; needs are best served by our team approach and innovative relationships from research with top-notch universities and residency program-one of the first in the nation.</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2193/differences-between-senior-home-health-care-and-nursing-home-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Deductibility of Long Term Care, by Martin Petroff Esq</title>
		<link>http://glennmillerinsuranceadvisor.com/2192/tax-deductibility-of-long-term-care-by-martin-petroff-esq/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2192/tax-deductibility-of-long-term-care-by-martin-petroff-esq/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 21:13:06 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Care]]></category>
		<category><![CDATA[Deductibility]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[Martin]]></category>
		<category><![CDATA[Petroff]]></category>
		<category><![CDATA[Term]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2192/tax-deductibility-of-long-term-care-by-martin-petroff-esq/</guid>
		<description><![CDATA[Tax Deductibility of Long Term Care, by Martin Petroff Esq What are tax deductible medical expenses? Tax-deductible medical expenses may include the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and the costs for treatments affecting any part or function of the body. They may also include the costs of equipment, supplies, and [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Tax Deductibility of Long Term Care, by Martin Petroff Esq</strong></p>
<p><strong>What are tax deductible medical expenses? <br /></strong>Tax-deductible medical expenses may include the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and the costs for treatments affecting any part or function of the body. They may also include the costs of equipment, supplies, and diagnostic devices needed for these purposes. Dental expenses are also covered. The incurred expenses must be primarily to alleviate or prevent a physical or mental defect or illness. Expenses that are merely beneficial to general health are not included.</p>
<p><strong>What is long term care?</strong><br />Long-term care comprises a variety of services that include medical and non-medical care to people who have a chronic illness or disability such as Alzheimer’s disease, Parkinson’s disease, stroke, congestive heart failure, ALS, arthritis, diabetes, and MS.  Long-term care helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. It is important to remember that persons of any age may need long-term care. </p>
<p><strong>What amount may be deducted and by whom?</strong><br />To compute the allowable amount of medical deductions for the taxable year, the medical expenses must exceed 7.5% of the taxpayer’s adjusted gross income. <br />Medical expenses paid for by and for taxpayer, taxpayer’s spouse and dependents are includible in this calculation. Such expenses for someone with chronic illness or disability disease may be deducted on his or her own return, on a joint return filed with his or her spouse, or on the return of another person if the ill person is the other person’s dependent.</p>
<p><strong>What are some tax deductible expenses that might be incurred by someone in need of long-term care? </strong></p>
<p>•Home care, attendant care and home-based respite care: If certification of chronic illness is obtained and services are provided under a plan of care prescribed by a licensed health-care practitioner, the cost of an attendant to perform qualified long-term-care services is a medical expense and is tax deductible. </p>
<p>•Nursing homes, assisted-living facilities, group homes, congregate-living facilities, adult-day-care programs, facility-based respite, etc. The tax code does not specify that qualified-long-term care services must be provided in any particular setting. Thus, as long as a certification of chronic illness is obtained and the services are provided under a plan of care prescribed by a licensed health-care practitioner, qualified long-term-care services should be considered medical expenses irrespective of the type of facility in which provided. </p>
<p>•Home improvements:  Reasonable costs to make home improvements are considered medical expenses if the main purpose is medical care and the expense is directly related to medical care. </p>
<p>•Psychiatric care. </p>
<p>•Health insurance premiums including those premiums for qualified long-term-care insurance (not life insurance). </p>
<p>•Nursing services need not be performed by a nurse as long as the services are of a kind generally performed by a nurse. This includes services connected with caring for the patient&#8217;s condition, such as giving medication or changing dressings, as well as bathing and grooming the patient.  </p>
<p>•Personal-care services: These are services intended to provide needed assistance with any of the disabilities that cause the individual to be chronically ill and include protection from threats to health and safety due to severe cognitive impairment. </p>
<p>•Prescription medicines and drugs must be prescribed by a doctor.  With the exception of insulin, amounts paid for medicines or drugs that are not prescribed (or for any drugs which have been imported from other countries) are not deductible. </p>
<p>•Durable medical equipment, supplies, diapers. </p>
<p>•Entrance and accommodation fees for CCRC (Continuing Care Retirement Community).</p>
<p><strong>How is qualified long-term-care services defined?<br /></strong>Qualified long-term-care services are necessary diagnostic, preventive, therapeutic, curing, treating, mitigating, rehabilitative services, and maintenance and personal-care services that are (1) required by a chronically-ill individual, and; (2) provided under a plan of care prescribed by a licensed health-care practitioner.</p>
<p><strong>Who is a chronically-ill Individual?</strong> <br />Patients may qualify as “chronically-ill individuals” if they meet one of these two tests:</p>
<p>•Activities of Daily Living (ADLs): patient must be certified as unable to perform, without substantial assistance from another person, at least two ADLs (eating, toileting, bathing, dressing and continence).  This disability must exist for at least 90 days and be due to a loss of functional capacity, </p>
<p>•Substantial Supervision/Cognitive Impairment Test: patients must be certified as requiring substantial supervision to protect themselves from threats to health and safety due to “severe cognitive impairment”. </p>
<p>The federal tax authorities have given guidance that “severe cognitive impairment” means a loss or deterioration in intellectual capacity that includes Alzheimer’s disease and similar forms of irreversible dementia, and is reported in good faith by clinical evidence and standardized tests that measure impairment in (1) short- or long-term memory, (2) orientation to people, places or time, and (3) deductive or abstract reasoning.</p>
<p>Guidance also exists stating that “substantial supervision” means continual supervision by another person that is necessary to protect severely cognitively-impaired individuals against threats to their health or safety.</p>
<p><strong>What are the required certifications, care plans, etc.?  <br /></strong>For purposes of the tax deduction, a person must be certified as meeting the requirements of a chronically-ill individual. This certification must be done by a licensed health-care practitioner (MD, RN, or licensed social worker “within the preceding 12-month period,” which implies an annual review for a person with a chronic illness or disability.) </p>
<div>
<p>MARTIN PETROFF, Esq. is the founder of <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.petroffelderlaw.com">Martin Petroff &amp; Associates </a>.  Formerly staff attorney for health affairs for the New York City Department for the Aging, Mr. Petroff is a member of the Executive Board of the State Bar Association&#8217;s Elder Law Section where he serves on the Medicaid and Guardianship Committees.  He is on the Advisory Council of the Senior Companion Program and a member of the board of directors of the Long Term Care Community Coalition.  Martin can be reached at this <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="mailto:mbpetroff@aol.com">email address</a>.</p>
</div>
<p>Related <a href="http://glennmillerinsuranceadvisor.com/category/long-term-care/">Long Term Care Articles</a></p>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2192/tax-deductibility-of-long-term-care-by-martin-petroff-esq/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home health care services ? the need of elderly beings</title>
		<link>http://glennmillerinsuranceadvisor.com/2191/home-health-care-services-the-need-of-elderly-beings-2/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2191/home-health-care-services-the-need-of-elderly-beings-2/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 16:57:09 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[home health care]]></category>
		<category><![CDATA[beings]]></category>
		<category><![CDATA[Care]]></category>
		<category><![CDATA[Elderly]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Need]]></category>
		<category><![CDATA[Services]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2191/home-health-care-services-the-need-of-elderly-beings-2/</guid>
		<description><![CDATA[Home health care services ? the need of elderly beings   Home health care can provide you with services in the comfort of your own home; these services are generally coordinated by a home health care agency. Some of these services include skilled nursing care, physical and occupational therapy, speech-language pathology services, and medical social [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Home health care services ? the need of elderly beings</strong></p>
<p> </p>
<p>Home health care can provide you with services in the comfort of your own home; these services are generally coordinated by a home health care agency. Some of these services include skilled nursing care, physical and occupational therapy, speech-language pathology services, and medical social services as advised and ordered by your physician. Additional home health care services may include personal care, some housekeeping, meal preparation, and general health management. Home health care can help facilitate staying in the home for senior citizens and disabled individuals. </p>
<p> Home health care agency staff can teach you and your caregivers to continue care such as wound care, therapy, and disease management. If you are leaving a hospital or skilled nursing facility, the discharge planner can help you to set up in-home care. </p>
<p> In order to be eligible for Medical coverage, the health services used must be both reasonable and necessary in the treatment of an illness or injury. A certified <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.thecaringspace.com/Static_pages/about">Home Health Care Agency</a> may provide the following services:</p>
<p>Part-time or intermittent skilled nursing care by a registered or a licensed practical nurse<br />
Personal and occupational therapy<br />
Speech-language pathology services<br />
If you are receiving skilled care or other therapy from the home health care agency, you may also receive part-time or intermittent home health aide services<br />
Certain medical supplies that are part of your care, including wound dressings<br />
Durable medical equipment such as a walker</p>
<p> </p>
<p>Choosing a right home care agency always turns out to be a headache as there are so many referrals and recommendations that it becomes really difficult to choose the right one for your elders. There is no dearth of information pertaining to <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.thecaringspace.com/">Home Health Care Agencies</a>. One can refer to search engines on the internet or look up phone directories or contact information providers or get references from the family doctor. But the best way to choose the right agency is to ask people who have utilized home health care agencies as they have first-hand experience. Moreover, if they are recommended they are probably more reliable and good. In the event of not knowing anyone who has availed of home health care services it is best to interview caregivers from a few agencies and shortlist the best.</p>
<p> </p>
<p>Besides taking into consideration word-of-mouth reputation and the services required, one should also consult the insurance company that is going to cover the expenses of the treatment and care. It is more convenient and advisable to contract with a <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.thecaringspace.com/">Home Health Care Agency</a> which is listed with your insurance company, provided the agency in question offers you what you are looking for. This avoids cumbersome paperwork and complications.</p>
<p> </p>
<div>
<p>Michael Vaughan has been dealing with the social issues and has been working to find a suitable standards that all <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.thecaringspace.com/">Home care centers</a> need to provide our senior citizens.</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2191/home-health-care-services-the-need-of-elderly-beings-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Memorable roles Brittany Murphy</title>
		<link>http://glennmillerinsuranceadvisor.com/2186/memorable-roles-brittany-murphy/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2186/memorable-roles-brittany-murphy/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 10:42:10 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2186/memorable-roles-brittany-murphy</guid>
		<description><![CDATA[It is sad to see someone gone at a young age. Someone that live to be a acting that was her dream my heart go out to her family. I don&#8217;t know her that well but I seen so of her movie she was a good person she will be miss. It is sad when [...]]]></description>
			<content:encoded><![CDATA[<p>It is sad to see someone gone at a young age. Someone that live to be a acting that was her dream my heart go out to her family. I don&#8217;t know her that well but I seen so of her movie she was a good person she will be miss. It is sad when someone you love is gone you think it a dream and you are waiting to wake up but you know that they are gone. well I am sorry for the lose of <strong>Brittany Murphy</strong>.</p>
<p><img src="http://blog.discountsgolfclubs.com/wp-content/uploads/2009/12/1.jpg" alt="Brittany Murphy " title="Brittany Murphy " />[/caption] This past weekend, Brittany Murphy suddenly died at the age of 32. Born in Atlanta, she grew up in New <a href=http://www.jerseysplanet.com/nfl-c-1.html?page=4&#038;disp_order=1>nfl jerseys sale</a> before moving, along with her mother, to LA to pursue an acting career at the tender age of 13. Murphy got her first part a year later and not long afterward was appearing in movies like &#8220;Clueless,&#8221; &#8220;Girl Interrupted,&#8221; and eventually &#8220;Sin City.&#8221; Take a look back at some of her most memorable roles.</p>
<p><strong>Clueless (1995)</strong> <img src="http://blog.discountsgolfclubs.com/wp-content/uploads/2009/12/Clueless-1995.jpg" alt="Clueless (1995)" title="Clueless (1995)" />[/caption] Murphy made a splash in this hit high school comedy as Tai, the fashion-challenged transfer student whom Alicia Silverstone&#8217;s Cher takes under her wing.</p>
<p><strong>Girl, Interrupted (1999)</strong> <img src="http://blog.discountsgolfclubs.com/wp-content/uploads/2009/12/Girl-Interrupted-1999.jpg" alt="Girl, Interrupted (1999)" title="Girl, Interrupted (1999)" /> Murphy raised her profile in this critically-acclaimed drama, starring alongside Angelina Jolie and Winona Ryder and giving a memorable performance as Daisy, a suicidal teen with an eating disorder.</p>
<p><strong>Don&#8217;t Say a Word (2001)</strong> <img src="http://blog.discountsgolfclubs.com/wp-content/uploads/2009/12/Dont-Say-a-Word-2001.jpg" alt="Dont Say a Word 2001 Memorable roles Brittany Murphy"  title="Memorable roles Brittany Murphy" /> Holding her own opposite Michael Douglas, Murphy played a disturbed young woman who holds a valuable secret, perhaps best remembered for her line, &#8220;I&#8217;ll never tell&#8230;&#8221; which was prominently featured in the film&#8217;s ad campaign.</p>
<p><strong>8 Mile (2002)</strong> <img src="http://blog.discountsgolfclubs.com/wp-content/uploads/2009/12/8-Mile-2002.jpg" alt="8 Mile (2002)" title="8 Mile (2002)" /> In director Curtis Hanson&#8217;s hip hop drama, Murphy starred as wannabe model Alex, who gets romantically entangled with up-and-coming Detroit rapper Eminem in his acting debut.</p>
<p><strong>Uptown Girls (2003)</strong> <img src="http://blog.discountsgolfclubs.com/wp-content/uploads/2009/12/Uptown-Girls-2003.jpg" alt="Uptown Girls (2003)" title="Uptown Girls (2003)" /> Murphy transitioned from supporting roles to lead with this indie coming-of-age tale about a dead rock star&#8217;s daughter who finally steps out her father&#8217;s shadow. The movie is also one Dakota Fanning&#8217;s first leading roles.</p>
<p><strong>Just Married (2003)</strong> <img src="http://blog.discountsgolfclubs.com/wp-content/uploads/2009/12/Just-Married-2003.jpg" alt="Just Married (2003)" title="Just Married (2003)" /> Murphy starred opposite her then boyfriend Ashton Kutcher in this tale about a honeymoon gone wrong. Soon after this movie came out, they broke up and Kutcher started dating his future wife, Demi Moore.</p>
<p><strong>Sin City (2005)</strong> <img src="http://blog.discountsgolfclubs.com/wp-content/uploads/2009/12/Sin-city-2005.jpg" alt="Sin city 2005" title="Sin city 2005" /> Even thou</p>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2186/memorable-roles-brittany-murphy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stay at Home Mom Jobs that Actually Pay</title>
		<link>http://glennmillerinsuranceadvisor.com/2185/stay-at-home-mom-jobs-that-actually-pay/</link>
		<comments>http://glennmillerinsuranceadvisor.com/2185/stay-at-home-mom-jobs-that-actually-pay/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 09:35:02 +0000</pubDate>
		<dc:creator>Glenn</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://glennmillerinsuranceadvisor.com/2185/stay-at-home-mom-jobs-that-actually-pay</guid>
		<description><![CDATA[Stay at home mom jobs used to have a bad rep mostly due to pre-Internet times. Many people still believe that these jobs consist of stuffing thousands of envelopes a day to make some money or becoming a sales consultant for cosmetics, driving around a pink Cadillac. It’s just not true anymore. Honestly, I don’t [...]]]></description>
			<content:encoded><![CDATA[<p>Stay at home mom jobs used to have a bad rep mostly due to pre-Internet times. Many people still believe that these jobs consist of stuffing thousands of envelopes a day to make some money or becoming a sales consultant for cosmetics, driving around a pink Cadillac.</p>
<p>It’s just not true anymore. Honestly, I don’t think much envelope stuffing even happens these days since the dawning of the Internet. Direct mail marketing techniques are a waste of money when everyone goes online to find what they’re looking for.</p>
<p>Now think about it. Who would be better disciplined to take on a job that offers a flexible schedule, multi-tasking, and an opportunity to work at home? This is the reason that the topic of stay at home mom jobs is so hot right now. Work from home moms are a resilient and dedicated labor pool to hire from.</p>
<p>Moms looking for work are caught in a catch-22 (either choice seems to have a negative effect). After they send the kids to daycare, their net earnings deplete to practically nothing. Yet, if they don’t get back to work, the family won’t be able to survive. These moms are eager to work, but they need something that’s flexible.</p>
<p>Perhaps, this is the reason that stay at home mom jobs pop up all over the Internet. These real jobs need someone who will honestly dedicate some time and energy to his or her job, not someone looking for the next get-rich-quick gimmick.</p>
<p>Stay at home mom jobs that pay include:</p>
<p>• Paid Surveys &#8211; not a lot, but it sure will pay the electric bill and allow for some stress relief</p>
<p>• Affiliate Marketing</p>
<p>• Content Writing</p>
<p>Check out some of the reviews I have included in my effort to drum up work from home opportunities.</p>
<p>for more information about make money online visit http://www.top-work-from-home.com/</p>
]]></content:encoded>
			<wfw:commentRss>http://glennmillerinsuranceadvisor.com/2185/stay-at-home-mom-jobs-that-actually-pay/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

<!-- Dynamic page generated in 2.284 seconds. -->
<!-- Cached page generated by WP-Super-Cache on 2010-09-10 04:39:09 -->
